BRADLEY MORTGAGE
(614) 882-2959

Realize Your Dream of Home
Ownership

Contact UsApply Now

A New Company. Decades of Experience.

Bradley Mortgage is a family-owned Central Ohio mortgage brokerage built on more than 20 years of lending experience.

Founder Brad Ratliff, former President and part-owner of a longtime Central Ohio mortgage banking firm, brings decades of experience to a new generation of mortgage lending.

Today, Brad is joined by his wife Jeanne Ratliff and son Bradley Jordan Ratliff, both licensed mortgage loan originators, along with daughter Holly Pappas, who supports the Bradley Mortgage team and our customers.

As an independent mortgage brokerage, we can compare options from multiple lending sources to help find the right mortgage for each customer.

Already have a lender or preapproval? Get a Bradley Second Opinion.

If we can offer you a better option, we'll show you. If you already have a great deal, we'll tell you that too.

Family Owned. Locally Operated. Decades of Experience.


Check out the "Our Story" tab to learn more!


Get a Bradley Second Opinion.

Get Started

Central Ohio Mortgage Loans for Homebuyers and Homeowners

Welcome to Bradley Mortgage, your local resource for personalized mortgage solutions throughout Central Ohio. Whether you are purchasing your first home, moving into your next property, refinancing your current mortgage, or investing in real estate, our team will help you understand your options and find financing suited to your goals.

We offer a broad selection of home loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. Bradley Mortgage also provides refinancing solutions and flexible mortgage options for first-time homebuyers and self-employed borrowers.

Our experienced mortgage professionals make the lending process straightforward by offering knowledgeable guidance, responsive communication, and personalized service from application through closing. Contact Bradley Mortgage today to explore your Central Ohio mortgage loan options and take the next step toward your homeownership goals.

Reviews

4.98
Ratings
35
Total Reviews
5
91.43%
4
8.57%
3
0%
2
0%
1
0%
Sort
Filters
Reset
05
  • M
    Matt W 
    Posted on 2026 September 3 07:21 AM
    5.0
    for
    Bradley Mortgage
    google
    Brad and Jeanne are 2 of the most genuine people you will ever meet! I have done several real estate deals with them, and never have had a bad one! Their knowledge of the lending side and communication, is why I keep going back! Give them a chance, you...
    Reply from
    Owner
    2026 September 4 12:26 PM
    Thank you Matt! We appreciate the great review and the opportunity to serve your clients mortgage needs.
  • K
    Kendra S 
    Posted on 2026 August 31 07:08 PM
    5.0
    for
    Bradley Mortgage
    write_review
    Brad was great to work with. He always quickly got back with me and my client anytime we had any questions during the pre-approval and the loan process. I would definitely recommend.
    Reply from
    Bradley Mortgage
    2026 September 4 12:23 PM
    Thank you Kendra!
  • P
    Pamela A 
    Posted on 2026 August 31 03:02 PM
    5.0
    for
    Bradley Mortgage
    write_review
    Brad went above and beyond for us to purchase our home. We are very thankful for his hard work and dedication for helping us as first time home buyers.
    Reply from
    Bradley Mortgage
    2026 September 1 09:28 AM
    Thank you Pamela! Congratulations to you and James and to the memories you'll make in you new home!
  • A
    Angelina S 
    Posted on 2026 July 21 02:00 PM
    5.0
    for
    Bradley Mortgage
    write_review
    Brad was absolutely the best, from start to finish. What a wonderful experience! Thank you for much for doing what you do best!
    Reply from
    Bradley Mortgage
    2026 July 21 02:06 PM
    Thank you Angelina! Congratulations to you and your family on your beautiful home!
  • L
    Lori W 
    Posted on 2026 May 22 04:10 PM
    5.0
    for
    Bradley Mortgage
    write_review
    Bradley and Jeanne made our refinance extremely easy which we appreciate with our busy schedules. Because of their quick reaction time they were able to lock down a great rate for us. I had been putting refinancing off because I didn't want the hassle...
    Reply from
    Bradley Mortgage
    2026 May 28 10:38 AM
    Thank you so much for the kind words and for the opportunity to serve your mortgage needs. We appreciate you!
Powered by